N26 Expands Ready-made Funds, Finom Fuels SMEs

Hey Digital Banking Fanatic!
Two major players made big moves in Europe.
First up: N26. Its ready-made funds are now live across Portugal, Poland, Slovakia, Estonia, and Lithuania. These are expert-managed portfolios (stocks, ETFs, and crypto already in the mix) for different risk levels of individuals available straight from the N26 app.
Meanwhile, in the Netherlands, Finom just unlocked on-demand credit lines of €2k–€50k for all eligible Dutch SMEs. Powered by an AI-driven credit engine and built on recent €200M+ in funding, Finom’s approach uses behavioral and transaction data to deliver automated loan decisions in minutes.
This is where banking is headed. Keep going on to see the other players shaping it 👇
Cheers,
P.S. Follow me on Threads for daily scoops!
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NEWS
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🇳🇱 Finom expands credit lines to all eligible customers in the Netherlands. Key features include credit lines from €2,000 to €50,000 with six-month repayment terms, decisions are delivered within minutes through proprietary AI-powered credit assessment, flexible repayment options with no penalties for early repayment, and a simplified application process fully integrated within the Finom platform.
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