Nomura’s Laser Digital Joins the Rush for a US Banking Charter
Hey Digital Banking Fanatic!
Laser Digital, the digital assets arm of Nomura, has applied for a US national trust bank charter as crypto firms continue moving operations onshore.
The application was filed with the Office of the Comptroller of the Currency. If approved, it would allow Laser Digital to operate nationwide without juggling state-by-state custody licenses.
The charter wouldn’t include retail deposits, but it would support custody, settlement, and spot crypto trading under federal supervision. A familiar structure for firms aiming to scale compliantly.
Laser Digital (Nomura) isn’t alone. Circle, Ripple, BitGo, Fidelity Digital Assets, and Paxos have all received conditional approvals, while others line up behind them as US policy turns more accommodating.
This is less about crypto experimentation and more about institutional positioning. Regulation, charters, and infrastructure are becoming the real battleground...
If you’re tracking how Digital Banking and crypto firms are embedding themselves deeper into the US financial system, keep scrolling 👇 I'll be back here tomorrow.
Cheers,
INSIGHTS
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🇺🇸 Laser Digital seeks US banking charter amid crypto firms' push onshore. The application was filed with the Office of the Comptroller of the Currency. A federal charter would allow Laser Digital to operate nationwide without securing state-by-state custody licenses, while stopping short of taking retail deposits.
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