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Hey Digital Banking Fanatic! In recent years, the FinTech landscape has made one thing clear: banks can no longer operate as they have for decades, limiting themselves to checking accounts, loans, and credit cards. With new technology and mobile apps, financial services have evolved beyond basic banking, reshaping how adults

Hey Digital Banking Fanatic! A new chapter in U.S. banking is unfolding as Custodia Bank and Vantage Bank collaborate on a stablecoin project designed to bridge traditional finance and blockchain technology. This initiative, which Custodia describes as the “first bank-issued stablecoin” on a permissionless blockchain, marks a potential shift

Hey Digital Banking Fanatic! Splitting expenses has always been a social dilemma—one that often lingers in the form of awkward reminders and unpaid balances. Monzo is tackling this everyday challenge with its new Split Payments feature, designed to make tracking, requesting, and settling shared costs more seamless. Previously, Monzo

Hey Digital Banking Fanatic! Access to short-term credit remains a challenge for many consumers, particularly those with limited credit histories. Chime is stepping into this space with Instant Loans, a new offering designed to provide eligible members with up to $500 in liquidity, with a straightforward repayment structure and no

Hey Digital Banking Fanatic! Neobanks in Europe, like Revolut and N26, have long offered features that simplify expense sharing. Now, Nubank is bringing a similar convenience to its customers with Boleto Compartilhado, a new tool that allows users to split bank payment slips (boletos) directly within their digital accounts. With

Hey Digital Banking Fanatic! Branch closures, digital expansion, and strategic partnerships—Santander Bank’s latest moves reflect the broader shift in global banking. This week, the lender announced plans to shut 21% of its UK branches, in line with an industry-wide trend that has accelerated since 2008. At the same