Tide Sets Its Sights on Continental Europe

Hey Digital Banking Fanatic!

Tide is getting ready for its next stage of expansion.

The UK FinTech plans to launch in Luxembourg before expanding into Germany and France, with local IBANs for businesses in each market once it secures a payment institution licence.

For many SMEs, that may sound like a small detail. It isn't.

Local IBANs still matter across Europe, especially for businesses that continue to face IBAN discrimination despite years of SEPA rules designed to eliminate it. By issuing local account numbers, Tide is removing one of the barriers that has slowed the adoption of digital banking among smaller businesses.

And while we're talking about improving the customer experience, keep scrolling for a look at how precise location intelligence can reduce fraud without creating unnecessary friction for legitimate users.

See what else is shaping Digital Banking. 👇 See you tomorrow!

Cheers,

Marcel

INSIGHTS

📰 Stop punishing your good users by André Ferraz, Incognia’s CEO & Co-founder. In this article, he highlights precise location intelligence that combines signals to verify user identity in the background, helping financial institutions reduce false positives, minimize unnecessary authentication, and improve fraud detection without disrupting legitimate users. Read the full story here

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