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Hey Digital Banking Fanatic! Not everyone can get a credit card, and Monzo is trying to fix that.  A new pilot scheme under its Flex Build product lets customers with poor credit scores deposit a small amount, borrow up to £250, and start rebuilding their credit file, one repayment at

Hey Digital Banking Fanatic! Quick question: when was the last time you heard Oaktree and Macquarie backing a neobank that's barely three years old?  Because that just happened in Mexico, and it deserves more than a scroll-past. Banco Plata closed $300M through a Nomura-led facility this

Hey Digital Banking Fanatic! Sources familiar with the matter said bunq is now mulling an official UK licence that would allow it to bring its fully-fledged banking services to the market, reported City AM. A spokesperson for Bunq said: “We cannot share details of the regulatory process. The UK

Hey Digital Banking Fanatic! When we talk about AI agents in FinTech, payments usually come to mind first. But the use cases are expanding fast, and this announcement from Money 20/20 is a good example of where things are heading. Experian just unveiled the Agent Operating System™, a trusted

Hey Digital Banking Fanatic! M&As aren't just a US or European game anymore. Mexican FinTech Klar just proved it with its acquisition of Yave, a digital mortgage platform. The move is a direct bet on Mexico's mortgage gap, where just 5.6% of adults